Choosing the Right Coverage for Your Shipment
When booking a shipment with Mothership, you have the option to purchase FreightProtect™ coverage for enhanced protection and faster claims resolution. You can also choose to rely on standard carrier-provided coverage. Here's how the two options compare so you can choose what’s best for your cargo.
FreightProtect™ Coverage (Optional Add-On)
- Up to 100% reimbursement of the declared value of your freight 
- Coverage available up to $250,000 for LTL and $2,000,000 for FTL 
- Claims are processed quickly, with an average payout time of 10 days 
- $101 minimum coverage for both LTL & FTL 
- $100 deductible per claim 
- Freight costs are eligible for reimbursement 
- Re-shipping costs are not typically included 
- Claims must be submitted via dashboard.mothership.com/claims - Note: If the purchaser is not the freight owner, a written authorization from the freight owner must be provided when filing a claim 
 
- Priced at $0.1365 per $100 of declared value (e.g., $13.65 to insure $10,000 in goods) 
Carrier-Provided Coverage (Default if no FreightProtect is purchased)
- Maximum reimbursement is typically limited to $10,000 for new goods and $1,500 for used goods 
- Payout is based on freight class and density, not declared value 
- Reimbursement of shipping fees is not guaranteed and is at the carrier’s discretion 
- Claims typically take longer to resolve, with an average of 40 days 
- Coverage is provided directly by the motor carrier 
Need help deciding which option is right for you? If your shipment is high-value or time-sensitive, FreightProtect™ offers faster claims resolution, higher limits, and peace of mind.

