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How do I load funds into my account through Prepay?

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Written by Mothership
Updated today

Overview

Our Prepay feature allows customers to load funds directly into their account through the Mothership dashboard, without any manual finance intervention. You can pre-fund your account balance using several payment options, and then use your available funds to book shipments instantly.

View the Chinese version here.

Benefits of Prepay

  • Book faster: Use your prepaid balance to book shipments right away—no waiting on bank transfers.

  • Fewer fees: Reduce high international transaction fees and interruptions.

  • Full Visibility: Track balances, transaction history, and usage in real time.

  • Self-serve funding: Preload funds without contacting Mothership’s finance or support teams.

What payment methods can I use to fund my account?

You can fund your account balance using any of the following methods:

  • Wire Transfer

    • Processing time: 1-2 business days

    • Fees: $15 for transfers under $3,000; free for $3,000+

    • Supported for U.S. and International banks

    • No transfer limits

  • WeChat Pay

    • Processing time: Instant

    • Fees: 3% + $0.30 processing fees

  • Alipay

    • Processing time: Instant

    • Fees: 3% + $0.30 processing fees

How do I add prepaid funds to my account?

  1. In the Mothership dashboard, click your user name (bottom-left corner) → Settings.

  2. Select Billing from the top menu, or click here.

3. Click Add prepaid funds and follow the on-screen instructions.

Can I track my prepay balance and transaction history?

Yes. Your transaction history (including inbound payments + refunds), fund usage, and remaining balance (i.e. Available funds) are viewable in the Available funds history section of the Billing page.

  • Total amount: The total balance added through a Prepay transaction, minus processing fees.

  • Consumed amount: The portion already applied to completed shipments.

  • Remaining amount: The balance still available for future bookings.

When will my funds be available?

  • WeChat Pay / Alipay: Funds are usually available immediately after the transaction clears.

  • Wire Transfer: Funds are typically available within 1–2 business days after your bank completes the transfer.

Are there any limits, minimums, or restrictions?

  • Wire transfers under $3,000 include a $15 processing fee.

  • WeChat Pay and Alipay payments are subject to standard processing fees (3% + $0.30).

  • There are no minimums or transfer limits for any funding method.

How do I use my prepay balance to pay for a shipment?

When booking a shipment, you’ll find Available Funds as one of your saved payment methods in the dropdown menu on the checkout page.

What happens if I had an existing Prepay balance before the in-dashboard feature launched?

Your previous prepay balance will be transferred into your Available Funds, and can be viewed in the billing section of the Mothership dashboard.

Please note: If you choose wire transfer as your funding method, you’ll be provided a unique bank account and routing number specific to your organization. Please check the Add prepaid funds page for your detailed instructions before sending.

Note: If this feature is not available in your dashboard, please reach out to your sales representative.

What happens if I need a Pro Forma invoice to get started?

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